Get Paid Anywhere. Anyhow. Fully Compliant.

Your customers don’t carry just cash anymore.
They scan. They click.

Introducing Digital Payment—the IBS POS+ service that unlocks online, onsite, and on-the-go payments through a single, seamless gateway. Powered by our own IBS Payment Gateway, authorized and regulated by the Bangko Sentral ng Pilipinas (BSP) via QR Ph, this is how modern Philippine businesses get paid—fast, secure, and without the paperwork nightmare.

No third-party aggregators. No hidden fees. Just one partner, end-to-end.

What You Get

📱 QR Ph – The National Standard

  • Accept GCash, Maya, GrabPay, BPI, BDO, UnionBank, and 100+ banks through one QR code

  • BSP-compliant – Fully authorized, fully legal, fully audited

  • Dynamic QR – Auto-generates per transaction (no manual encoding, no errors)

  • Static QR – Perfect for counters, takeout, or quick-scan setups

  • Lower fees – Direct gateway rates, no middleman markups

🌐 Online & Website Payments

Turn your website, Facebook page, or landing page into a checkout counter:

  • Payment links – Send via SMS, Viber, email (“Pay now: [link]”)

  • Checkout embed – Add a “Pay Now” button to your site in minutes

  • Invoice payments – Attach payment links to digital invoices

  • Recurring billing – Auto-charge subscriptions or retainers

🏪 Onsite & In-Store

  • POS-integrated – Payments auto-reconcile with sales transactions

  • Split payments – Part cash, part GCash, part card – no problem

  • Refunds & voids – Process directly from your IBS POS+ terminal

🔒 Enterprise-Grade Security

  • PCI-DSS compliant – Card data never touches your system

  • End-to-end encryption – Every transaction protected

  • Fraud monitoring – Real-time alerts for suspicious activity

  • BSP-regulated – Operates under Central Bank oversight (your business is protected)

Why This Changes Everything

Before Digital Payment After Digital Payment
Multiple QR codes cluttering your counter One QR for all wallets & banks
Manual encoding of payment references Auto-reconciled in your POS
Hiring devs to build checkout pages Payment links in 2 clicks
Waiting 3–7 days for settlements Next-day or same-day settlement
Worrying about BSP compliance Fully authorized gateway

How It Works

1️⃣ Activate

Tell us you want Digital Payment. We handle:

  • Merchant account setup

  • QR code generation & terminal configuration

Timeline: 3–5 business days (vs. 4–6 weeks going direct)

2️⃣ Accept

  • In-store: Customer scans your QR, pays, done.

  • Online: Customer clicks your link, pays, done.

  • On-invoice: Customer scans QR on receipt, pays, done.

3️⃣ Reconcile

Every payment auto-matches to a sale in IBS POS+.
No manual encoding. No “where did this GCash payment come from?” mysteries.
Your dashboard shows:

  • Total digital payments (by wallet/bank)

  • Settlement status (pending, cleared, refunded)

  • Fees & net payouts

Perfect For

  • 🍽️ Restaurants & Cafés – QR on tables, payment links for delivery orders

  • 🛍️ Retail Stores – One QR for all wallets, online checkout for Instagram sales

  • 💇 Salons & Services – Accept deposits via link, balance onsite

  • 📦 E-Commerce & Home Sellers – Professional checkout without Shopify fees

  • 🏪 Franchises – Centralized settlement, per-branch reporting

Real Results. Real Speed.

“We launched online ordering during the pandemic. IBS had us accepting GCash and Maya in 48 hours. Our cash flow saved us.”
— Chef Marco, Cloud Kitchen Founder

“One QR for everything? Our counter is cleaner, our cashiers are faster, and we stopped losing payments to manual encoding errors.”
— Retail Chain Owner, 12 Branches

“Our franchisees love that they don’t need to apply for their own BSP licenses. We just flip the switch and they’re live.”
— Franchise Director, F&B Group

Ready to Get Paid the Modern Way?

📞 Talk to Our Payments Team – Get your QR codes in 3 days.
📅 Book a Setup Call – We’ll walk you through onboarding.

IBS POS+ Digital Payment

One Gateway. Every Payment Method. Fully Compliant.

More Than a POS. Your Growth Powerhouse.